Florida Mortgage Pros LLC

Loan Programs

Services we offer our clients!

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Call Us On:  (863) 353-2712 Or Email us.

Loan Programs

We serve the state of Florida with a comprehensive range of loan programs, including both traditional and specialized options. Our traditional loan programs include VA, Conventional, FHA, USDA, and the Hometown Heroes initiative. We also have specialized loan programs that cater to investment properties, self-employed individuals, and borrowers with lower FICO scores. Additionally, we offer financing options for unique scenarios such as new construction, short-term rentals, and multi-family properties. Our tailored and innovative financing solutions are designed to meet the needs of a wide range of clients in our market. We proudly serve Polk County and surrounding areas.  Let our team help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional| NON-QM

FHA loan
An FHA loan is a government-backed mortgage loan that allows you to buy a home with looser financial requirements.

VA loan
A VA loan is a mortgage provided through a U.S. Department of Veterans Affairs program.

USDA home loan
A USDA home loan is a zero-down payment mortgage for qualifying rural homebuyers issued through the USDA loan program.

Jumbo Loan
A jumbo loan, also known as a jumbo mortgage, is a type of financing that surpasses the Federal Housing Finance Agency (FHFA) set.
One- time close construction loan
This program simplifies the financing process for borrowers looking to build a new home or renovate an existing property.
Non-QM Loans
With Non-QM loans, we look beyond standard income documentation and credit scores to evaluate each borrower's unique financial situation.
Fixed Rate Mortgage
A fixed-rate mortgage is a home loan option with a particular interest rate for the entire term of the loan. 
ARM Conversion
An ARM may be a good option for those who plan to do something specific—such as pay off the loan, sell the home, or refinance
Interest Only
An Interest Only Mortgage, as the name suggests, allows homeowners to pay only the interest for a specified initial period.
Graduated Payments
Graduated payments, a dynamic feature of some mortgage plans, offer an innovative approach to easing your financial burden

Home Equity Line of Credit
A Home Equity Line of Credit allows you to borrow against the equity in your home while keeping control over how and when you use the funds.
Debt Service Coverage Ratio
Avoid high rates, strict approvals, and income checks with a DSCR loan that qualifies based on property cash flow instead of personal income.

Florida Mortgage Pros LLC

We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 1688623
NMLS Consumer Access
EQ Housing
39865 US Hwy 27
Davenport, FL 33837
(863) 353-2712 admin@flmortgagepros.com
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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Our commitment is to provide unparalleled customer service and exceptional value.
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